1. HOW EASY IS THE APPLICATION AND APPROVAL? iPayment, Inc. has a very easy process, even if you have not been approvedfor a merchant account before. There are three ways to get the processstarted. - You can click on the email button at the bottom of the page and ask us to call you oremail you back.
- You may call our toll free number and we can help you through the process while we speak. (We will answer all your question first.)
- The third way you can receive an approval for a merchant account is to click on our application button at the top of the page, fill out the short form and then submit it to us.
Whatever processyou choose it will be only a few questions and we will do all the workfor you with a total of about 10 minutes through the approval. By the way, there are nocharges for approval of your merchant account or any paperwork. 2. WHAT DOCUMENTS DO I SUPPLY WITH THE APPLICATION? The only documentsyou will need to supply will be a voided check from your current business, checking account and a business license. If you are a Sole Proprietorof the business then you may use a personal checking account. If you are already processing then we do ask for 3 months of your current processing statements. 3. HOW LONG IS THE APPROVAL PROCESS? Once we have the application, voided check and business license we will contact you within the day to give you your Merchant Identification Number if we receive the application by 1:00pm CST. If we receive the signed application after 1:00pm then we will have your account established the next day. 4. HOW DO I KNOW WHAT EQUIPMENT TO USE? If you have processed credit credit cards before then you may have a good idea what equipment you want or even already have your own equipment. We will reprogram your current equipment with no charge to you. If you are a merchant that needs equipment, do not worry, you will not pay anything for any equipmentuntil you have been approved for a merchant account and we need toprogram the equipment and send it to you. 5. WHAT WILL BE MY TOTAL COST FOR SETUP AND EQUIPMENT? We do not charge for any part of establishing and approving your merchant account. The only charges you could see is for equipment, designing web pages for Internet processing and/or software. We do have a free equipment program if your processing is going to be high enoughon a monthly basis. If you do not process enough then we have prices forequipment that start at $295. To view the equipment we offer CLICK HERE. 6. HOW DOI RECEIVE THE FUNDS I HAVE CHARGED? This is why we ask you for a voided check to your current checking account. On a daily basis we will deposit the funds you have charged into your checking account automatically, or as it is officially called, ACH the funds. ACH stands for Automated Clearing House. 7. WHAT KIND OF SERVICE CAN I EXPECT? One the front end we will dilligently work to receive an approval for your merchant account in a fast, timely manner. We willonly need to speek with you once or twice to have all the information neededto process the application.Onthe back end, if you do have a problem, we have 24-7-365 customer service.Our policy is that we will not let the sun go down without solving the problem. 8. DO YOU OFFER PROCESSING ON THE INTERNET? Yes, we do offer internet processing and ecommerce. 9. IS THE INFORMATION GIVEN TO iPAYMENT, INC. CONSIDERED PRIVATE? We are not in the business of selling information. iPayment, Inc. is committed to protecting your privacy. We will not rent, sell or share any information about you, or your business withanyone, nor use any personal information for any purpose whatso ever. 10. WILL MY BUSINESS BE ACCEPTED THROUGH YOUR MERCHANT SERVICES? Yes, we accept99.9% of all applications we receive. If you have anyquestions please do not hesitate to call or email us! 1-888-665-4431 US Toll Free 1-479-855-2378 Arkansas Local    orCall 1-888-665-4431 |