Leases

Bank of Cardiff Leasing
(POS Computers and credit card terminals)
(lease amount must be above $2,500)

Lease Application
(Recommended Choice For Lowest Payments)
FILL OUT THE PDF FORM APPLICATION ONLINE, PRINT IT, SIGN IT AND FAX THE APPLICATION TO
1-888-665-4431. THE PAYMENTS WILL BE DETERMINED BY SEVERAL FACTORS NOT JUST THE CREDIT SCORE. NO LIABILITY.

Advance Payments - The lease terms are negotiated between the merchant and the leasing company. The merchant will have to send one month payment in with all the documentation.

Application Fax - 1-888-665-4431 Fax the invoice and application to me.

Confirmation - Have merchant call the Bank of Cardiff for verifications.

Chargeback - Never worry about a chargeback or any risk. If the merchant defaults on the lease even before the first payment it is between the merchant and the leasing company.

Northern Leasing Factors
(any lease, no minimums or maximums)
POS Computer Equipment - Northern will only lease a POS Computer System if the merchant has A, B or C credit and only for 3 years. Figure all POS Computers with these guidelines.

Lease application.

Vendor #: ZTEAI

Grade	12mo	24mo	36mo	48mo
A+ rate	0.0960	0.0530	0.0370	0.0289
A/B rate	0.0975	0.0540	0.0382	0.00298
C rate	0.1214	0.0635	0.0451	0.0325
D/E rate	0.1510	0.0762	0.0528	0.0431

POS Computer Equipment - Northern will only lease a POS Computer System if the merchant has A, B or C credit and only for 3 years. Figure all POS Computers with these guidelines.

Advance Payments - First month must be marked on the application but may still be waived. REMEMBER THAT IT MUST STATE THE FIRST MONTHS PAYMENT ON THE APPLICATION. The First months payment will be subtracted from the funding.

End of Lease - After 6 months the merchant may sign the lease over to another merchant.
    The equipment may be sent to Northern after the lease term.
    The merchant may buy out the lease.

Confirmation    1-888-635-3273 or1-800-683-5433 x8413

Chargeback - Northern must be able to receive the 1st ACH Payment or it will result in a chargeback. The sales person is responsible for all equipment cost.

Insurance - Merchant can waive the insurance by supplying an insurance waiver from their insurance company showing that the terminal will be covered under their insurance.

FDR Leasing Factors
(credit card terminals only)
POS Computer Equipment - No leases on computers.

Lease Application

Vendor #: 8701

Grade	12mo	24mo	36mo	48mo
Preferred	0.0960	0.0530	0.0370	0.0289
A rate	0.0975	0.0540	0.0382	0.00298
B rate	0.1214	0.0570	0.0415	0.0305
C rate	0.1214	0.0635	0.0451	0.0325
D rate	0.1510	0.0762	0.0528	0.0431
E rate	0.1550	0.0799	0.0599	0.0499

Advance Payments - First month must be marked on the application but may still be waived. The First months payment will be subtracted from the funding.

Application Fax - 954-344-5774 with cover sheet including relationship code # 8701 to Allison Rossi.

End of Lease - After 6 months the merchant may sign the lease over to another merchant.
   The equipment may be sent to FDR after the lease term.
   The merchant may buy out the lease.

Confirmation   1-800-570-3635 FDR will call merchant back.

Chargeback - FDR must be able to receive the 1st full ACH Payment or it will result in a chargeback. The sales person is responsible for all equipment cost and your portion of the profit paid to you.

Personal Guarantee - Personal Guaranties are required for each submitted Lease with 3 exceptions:
1.   Merchant is a publicly traded corporation.
2.   Merchant is non-profit. (proof required)
3.   Merchant is a Government or Municipal business

Insurance - Merchant can waive the insurance by supplying an insurance waiver from their insurance company showing that the terminal will be covered under their insurance.